Choosing between Medicare Advantage and Original Medicare is a key decision that affects your coverage, cost, and provider access. Original Medicare includes Part A (hospital) and Part B (medical), and allows you to see any doctor who accepts Medicare, but it doesn’t include drug coverage or extra benefits.
On the other hand, Medicare Advantage (Part C) is offered by private insurers and often bundles hospital, medical, and drug coverage into one plan. Many also include extras like dental, vision, and wellness programs.
While Original Medicare offers flexibility, Medicare Advantage can provide more convenience and cost predictability. Understanding the differences can help you make the right choice for your health and budget.